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                                          At
                                          
                                           
                                          Jyotish Ratnaakar,
                  we take
                  the privacy of the information you
                  
                  provide us
                  very seriously. This statement demonstrates our firm
                  commitment to our privacy policy. Please read this
                  carefully to understand 
                                          how we use any information you provide 
                                          us 
                                          
                                          at
                                          www.howisyourdaytoday.com or at
                                          www.vjyotish.com |  |  
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                                              | We make three pledges to you: |  
                                              | 1. | We
                  will not release personally identifiable information about you
                  without your permission (except as needed to provide to you
                  the services you have expressly requested). |  
                                              | 2. | You
                  can manage and control the information that you have
                  voluntarily provided to us. |  
                                              | 3. | You
                  can tell us what your privacy questions and concerns are so
                  that we can respond. We constantly improve the tools you can
                  use to manage the data that you provide to us. Please refer to
                  this page from time to time to see these new features. |  |  |  
                                      | 
                                        
                                          | Helpful
                  Definitions: |  
                                          | Personally identifiable information is information, like your
                  name, birth date, e-mail address, mailing address, telephone
                          numbers, your credit card details, that can
                  be used to uniquely identify you. 
 We will not share any anonymous information about the use of
                  our site with third parties if we know that this information
                  will be linked with your personally identifiable information
                  obtained from another source, unless you have given us
                  permission.
 
 Anonymous information is not personally identifiable
                  information. Anonymous information is information about how
                  you use our site (such as sites you visit and searches you
                  do). Anonymous information also includes the domain names
                  and/or I.P. addresses (as explained below) of internet
                  browsers that visit our site, the time of day the site was
                  visited, and other non-personal information. Anonymous
                  information is information that is not tied to any person who
                  is not registered as an howisyourdaytoday.com / vjyotish.com member, but
                  helps us know - what our users do (for example, the average
                  stay on the Financial Astrology pages lasts over 10 minutes).
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                                          | Collection and Use of Personally Identifiable Information: |  
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                                              | 
                                                
                                                  | Registration |  
                                                  | We want to assure you that you can visit our site and use many
                  of our services without telling us who you are or revealing
                  any personally identifiable information about yourself to us.
                  It is only when you register to become an
                          howisyourdaytoday.com
                  member that will you be asked to provide us with personally
                  identifiable information. 
 When you register with us, you 
                                                  need to complete certain 
                                                  fields (some are required and 
                                                  some are optional), as well as 
                                                  pick a first name and 
                                                  password. For example, we ask 
                                                  for information so we can 
                                                  contact you (like your first 
                                                  and last name, email address, 
                                                  and physical address). We use 
                                                  this information in several 
                                                  ways:
 
                                                    
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                          to
                  tell you about new features and services available on our site. |  
                                                      |  | to
                  display advertisements that closely match your interests. |  |  |  
                                              | 
                                                
                                                  | Sharing
                  Personally Identifiable Information with Third Parties |  
                                                  | We will not share your personally identifiable information
                  unless you have authorized us to share it. |  |  
                                              | 
                                                
                                                  | Use of IP Addresses |  
                                                  | An Internet protocol (I.P.) address is a set of numbers that
                  is automatically assigned to your computer whenever you log on
                  to your internet service provider or through your company's
                  local area network (LAN) or wide area network (WAN). Web
                  servers, the powerful computers that provide web pages for
                  viewing, automatically identify your computer by the IP
                  address assigned to it during your session online. 
 We may collect I.P. addresses for some purposes (for example,
                  to report anonymous user information to our advertisers and to
                  audit the use of our site). We do not ordinarily link a user's
                  I.P. address to a person's personal information, which means
                  we will have a record of each user's session but the user
                  remains anonymous to us. We will use I.P. addresses to
                  identify users of our site when we feel it is necessary to
                  enforce compliance with our site's terms of use or to protect
                  our service, site, or other users.
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                                          | Security: |  
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                                                  | Security of your credit card 
                                                  information: |  
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                            | Security
                          of our customers is a key concern for us when they are
                          transacting online. At www.howisyourdaytoday.com, we
                          have ensured you have no worries on this front as you
                          order and pay us online. We have tied up with a
                          secured payment gateway to accept payments on our
                          website - which is
                          registered with Verisign, the world's best and
                          most trust worthy Net Authentication Agency.
                          Your credit card information is inaccessible to any
                          third party  (your
                          credit card details are not transmitted to even us). |  |  |  |  
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                                                    | Security
                          of your personal information: |  
                                                    | 
                          We have security measures in place to attempt to protect
                  against the loss, misuse and alteration of your user data
                  under our control. 
 Only certain employees have access to the information you
                  provide us. For example, we impose strict rules on our
                  employees who have access either to the databases that store
                  user information or to the servers that host our services.
                  While we cannot guarantee that loss, misuse or alteration to
                  data will not occur, we try to prevent such unfortunate
                  occurrences.
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                                      If you have questions about this privacy policy or the
                  practices of this site, please 
                                       
                                      contact
                  us.
 howisyourdaytoday.com reserves the right to change this
                  Privacy Policy at any time. All changes will be posted to this
                  page, and we will make necessary efforts to notify you of any
                  significant changes to this privacy policy.
 
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